Ocean City, Longport and Sea Isle City New Jersey real estate listings, home buying, selling and relocation information

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
A	The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Jack Zaborowski, REALTORŽ, real estate agent and broker for Ocean City, Longport and Sea Isle City New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Jack Zaborowski
Prudential - Fox & Roach
421 Battersea Rd
Ocean City, NJ. 08226
Main: 1-609-398-SOLD
Toll Free: 1-800-220-6265 ext. 33
Direct: 609-398-7653
Fax: 1-609-391-0438
Email: JWZaborowski@comcast.net
Although I was born in Philadelphia, I have had my toes in the sand since I have been an infant. As a child, I was fortunate to spend my summers at the shore. I am grateful to my family for all of the fun times and fond memories which occurred at the beach. The beautiful beaches, great golf, fishing and family fun enticed me to make Ocean City my home for the past twelve years. I also have my mother to thank for my career in real estate. She was my inspiration to become a second generation realtor. Real estate and the beach are in my blood. I am also proud graduate of St. Joes Prep and The Penn State University. I consider myself to be an energetic, hard working, caring individual who lives life to its fullest. I welcome the opportunity to show you the Ocean City that I know and love. It is truly Americas Greatest Family Resort.

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